10 Credit Tips From Someone With a Perfect Credit Score.
I have heard many negatives about credit card ownership. From exceeding its limit, falling into bad debt, entering third-party collections, ruining credit scores, etc. For years, I received recurring letters from my bank to sign up for a credit card. I ignored their offer on multiple occasions because of the stories I’ve heard. I didn’t want the trouble, so I steered clear of credit cards. Until about 2019, I began reading articles on how to manage credit card balances. I shared my interest with a co-worker, who told me that credit cards were trouble. I heard so many negative reactions about credit cards that I didn’t even want to consider getting one. Below, I'll share a few tips with you, how I successfully manage my credit card balance and avoid paying unnecessary bank fees. Disclaimer: The information below may vary from country to country, but some charges may apply to all credit cardholders. 1. Choose a credit card with a bank you can afford. Every bank has its terms for