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Seven easy ways I manage my money.

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How can I manage my monthly salary?  There is no one-size-fits-all in money management, it's up to us to manage our money in a way that works best for us. My strategy may not work for you and vice versa. I could be earning more than you do and have fewer responsibilities.  This is what I do: I spend less than I earn.  I know the exact amount of expenditure my budget can accommodate. So, I try to keep them at a minimum. I don't create unnecessary debts that will cause more stress on my income. I keep up to date with my bills, payments in full, on or before the due dates. I prepare my own home-cooked meals as opposed to dining out, often. I avoid habits that will drastically reduce my money, drinking, smoking, partying, shopping spree, etc. I don't waste my money on the latest trends. I live within my means. Below I'll share seven easy ways in which I manage my money.  Disclaimer:  This article is only a guide on how I manage my money, it's not intended to replace pro